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Portland Local 8 Credit Union will be launching a new and enhanced version of our Online Banking service on 12/06, 2022. The new service will offer many new benefits and features including a streamlined interface, more time saving features and powerful tools for managing your accounts.

The first time you login to Portland Local 8 Federal Credit Union Online Banking on or after December 06, 2022, you will be asked accept the terms and conditions. The current link to the Portland Local 8 Federal Credit Union virtual branch will be updated the morning of December 6, 2022.

A new look is just the start of something great. In addition to a fresh new look that makes it easier for you to perform everyday functions, our new Portland Local 8 Federal Credit Union Online Banking will offers you:

As always, we thank you for choosing Portland Local 8 Federal Credit Union we look forward to bringing you the better Portland Local 8 Federal Credit Union Online Banking experience you deserve.

Sincerely,
Brook Hamiton, CIA
Chief Executive Officer
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Rates & Fees

Effective as of: 2/21/2023
Consumer Lending Rates
New Vehicle Loans (2022 and Newer)
TermAPR as low as*
up to 84 months6.25%
 
Used Vehicle Loans (2012-2021)
TermAPR as low as*
up to 84 months6.75%
 
Used Vehicle Loans (2011 and Older)
TermAPR as low as*
up to 84 months5.99%
 
New Recreational Loans (2022 and Newer)
TermAPR as low as*
up to 180 months7.65%
 
Used Recreational Loans (2021 and Older)
TermAPR as low as*
up to 180 months8.65%
 
VISA Credit Card
APR as low as*
8.99%
 
Personal Line of Credit
APR as low as*
10.99%
 
Personal Signature Loan
TermAPR as low as*
up to 60 months9.99%
 
Share Secured Loan
TermAPR as low as*
up to 60 months3% plus dividend rate
 
Vacation Check Loan
TermAPR as low as*
up to 12 months7.99%
 
Home Equity Line of Credit
TermAPR as low as*
up to 180 months6.99%
 
 
*APR= Annual Percentage Rate. APRs range from 5.24%-17.99%. The APR you qualify for is based on repayment period, collateral year and mileage, your personal credit qualifications, and employment history. Payment example: If you borrow $20,000.00 for 60 months at 5.24% APR, your monthly payment would be $380.49. New Vehicle Loans have a qualifying criterion of 15k miles or less. Motorcycles are treated as New or Used Vehicle Loans, with an increase to the APR of 0.50%. Classic Vehicles are subject to an onsite inspection. Recreational Loans are defined as, but not limited to: boats, trailers, snowmobiles, off road vehicles, farm equipment. Home Equity Lines have a 60 Month draw period, with a minimum initial advance is $10k. Subsequent advances afterwards are $1,000 minimum. Gold Checking Members get 0.50% discount on all loans, excluding Mortgage Loans, Home Equity Line of Credit accounts, VISA Credit Cards, Vacation Check Loans, Share Secured Loans. Credit Union membership required. Other qualifications or restrictions apply. Contact the Credit Union directly for details.
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