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Rates & Fees

Effective as of: 03/01/2021
Consumer Lending Rates
New Vehicle Loans (2020 and Newer)
TermAPR as low as*
up to 84 months1.99%
 
Used Vehicle Loans (2010-2019)
TermAPR as low as*
up to 84 months2.99%
 
Used Vehicle Loans (2009 and Older)
TermAPR as low as*
up to 84 months4.99%
 
New Recreational Loans (2020 and Newer)
TerAPR as low as*
up to 180 months3.99%
 
Used Recreational Loans (2019 and Older)
TermAPR as low as*
up to 180 months4.99%
 
VISA Credit Card
TermAPR as low as*
36 months6.99%
 
Personal Line of Credit
TermAPR as low as*
up to 60 months6.99%
 
Personal Signature Loan
TermAPR as low as*
up to 60 months5.99%
 
Share Secured Loan
TermAPR as low as*
up to 60 months3% plus dividend rate
 
Tax Refund Loan
TermAPR as low as*
up to 12 months7.99%
 
Vacation Check Loan
TermAPR as low as*
up to 12 months7.99%
 
Home Equity Line of Credit
TermAPR as low as*
up to 180 months4.99%
 
 
*APR= Annual Percentage Rate. APRs range from 1.99%-17.99%. The APR you qualify for is based on repayment period, collateral year and mileage, your personal credit qualifications, and employment history. Payment example: If you borrow $20,000.00 for 60 months at 3.99% APR, your monthly payment would be $368.01. New Vehicle Loans have a qualifying criterion of 15k miles or less. Motorcycles are treated as New or Used Vehicle Loans, with an increase to the APR of 0.50%. Classic Vehicles are subject to an onsite inspection. Recreational Loans are defined as, but not limited to: boats, trailers, snowmobiles, off road vehicles, farm equipment. Home Equity Lines have a 60 Month draw period, with a minimum initial advance is $10k. Subsequent advances afterwards are $1,000 minimum. Gold Checking Members get 0.50% discount on all loans, excluding Mortgage Loans, Home Equity Line of Credit accounts, VISA Credit Cards, Tax Refund Loans, Vacation Check Loans, Share Secured Loans. Credit Union membership required. Other qualifications or restrictions apply. Contact the Credit Union directly for details.

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