Attention: Changes have been made to the MoneyPass ATM network affecting surcharge-free ATMs. Please visit the MoneyPass ATM Locator at https://www.moneypass.com/atm-locator.html to see surcharge-free ATMs in your area. PDX8FCU will be adding the CO-OP network, which will add 30,000+ surcharge-free ATMs as well as shared branching access in the future. 
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Rates & Fees

Effective as of: 8/28/2023
Consumer Lending Rates
New Vehicle Loans (2022 and Newer)
TermAnnual Percentage Rate (APR) Fixed*
36-84 monthsAs low as 5.25%
 
Used Vehicle Loans (2012-2021)
TermAnnual Percentage Rate (APR) Fixed*
36-84 monthsAs low as 5.75%
 
Used Vehicle Loans (2011 and Older)
TermAnnual Percentage Rate (APR) Fixed*
36-84 monthsAs low as 5.75%
 
New Recreational Loans (2022 and Newer)
TermAnnual Percentage Rate (APR) Fixed*
60-180 monthsAs low as 7.99%
 
Used Recreational Loans (2021 and Older)
TermAnnual Percentage Rate (APR) Fixed*
60-180 monthsAs low as 8.99%
 
VISA Credit Card
Annual Percentage Rate (APR) Fixed*
As low as 8.99%
 
Personal Line of Credit
Annual Percentage Rate (APR) Fixed*
As low as 11.25%
 
Personal Signature Loan
TermAnnual Percentage Rate (APR) Fixed*
36-60 monthsAs low as 10.49%
 
Share Secured Loan
TermAnnual Percentage Rate (APR) Fixed*
36-60 months3% plus dividend rate
 
Vacation Check Loan
TermAPR as low as*
up to 12 monthsAs low as 7.99%
 
Home Equity Line of Credit
TermAnnual Percentage Rate (APR) Fixed*
180 months (60 month draw period, 120 month repayment period)As low as 8.25%
 
 
*APR= Annual Percentage Rate. APRs range from 5.25%-17.99%. The APR you qualify for is based on repayment period, collateral year and mileage, your personal credit qualifications, and employment history. Payment example: If you borrow $20,000.00 for 60 months at 5.24% APR, your monthly payment would be $380.49. New Vehicle Loans have a qualifying criterion of 15k miles or less. Motorcycles are treated as New or Used Vehicle Loans, with an increase to the APR of 0.50%. Classic Vehicles are subject to an onsite inspection. Recreational Loans are defined as, but not limited to: boats, trailers, snowmobiles, off road vehicles, farm equipment. Home Equity Lines have a 60 Month draw period, with a minimum initial advance is $10k. Subsequent advances afterwards are $1,000 minimum. Gold Checking Members get 0.50% discount on all loans, excluding Mortgage Loans, Home Equity Line of Credit accounts, VISA Credit Cards, Vacation Check Loans, Share Secured Loans. Credit Union membership required. Other qualifications or restrictions apply. Contact the Credit Union directly for details.

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