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Rates & Fees

Effective as of: 05/03/2021
Share and Share Draft Fees
Fee CategoryFee DetailFee Amount
Negative Account Fee$5.00/daily
Inactive Account Fee(After 18 months of inactivity)$5.00/monthly
Overdraft Protection TransferAutomatic$5.00
Deposit Return Item$28.00
Stop Payment FeeValid for 6 months$25.00
Non-Sufficient Funds$24.00
ACH/Draft Return$24.00
Gold Checking$5.00/monthly
Rush Debit Card or ATM Card order$75.00
Excess Number of Withdrawals (Share account only, Regulation D)$10.00/monthly
Share min. balance requirement not met$5.00/monthly
Money Market min. balance req. not met$10.00/monthly
Debit Card Replacement $10.00
Wire Transfer Fees
Outgoing Domestic$25.00
Incoming (includes Western Union)$10.00
IRA Fees
Account Close Fee$10.00
VISA Credit Card Fees
Over limit fee$25.00
Card Replacement (lost)$10.00
Rush Replacement$75.00
Late Payment$25.00
Returned Payment (NSF or account closed)$25.00
Cash Advance$5.00
Statement reprint fee$10.00
Sales Draft copy$10.00
Balance Transfer3% of transfer$5.00 min. fee, $75.00 max. fee
Convenience Check fee3% of transfer$5.00 min. fee, $75.00 max fee
Foreign Transaction fee(for single and multiple currencies)1.00%
On Demand ACH Payment$5.00
Loan Fees
Credit Report$18.00
Skip Payment$30.00
Tax or Vacation Check Loan$125.00
GAP (Guaranteed Asset Protection)$525.00-$725.00
Mechanical Breakdown Coverage Ins.(varies on vehicle)
Loan Origination Fee(based on credit tier)$0 - $75
Home Equity Line of Credit Origination $150.00
Miscellaneous Fees
Invalid Address$5.00/month
Cash Advance $10.00
Cashier's Check(waived for Gold Checking) $2.00
Copy of Item/Statement$2.50
Coin Counter (waived for Gold Checking) 5% of total
Account Research$25.00/hour
Legal Processing(garnishments/tax levies/etc.)$15.00
Collection Item Processing$8.50
Foreign Item Processing$5.00
Check Cashing (Non-Members)$10.00

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