Portland Local 8 Federal Credit Union Provides Identity Theft Protection
Portland Local 8 Federal Credit Union is proud to offer Identity Theft Protection to all Union GOLD Checking account members. Our Identity Theft Protection not only covers you and your account(s) with us, but it also includes your family members living in the household and any other account(s) you may have. The Union GOLD Checking account also includes these other benefits for our members to enjoy: FREE standard checks, FREE cashier’s checks and a %0.50 rate reduction on all new loans. Union GOLD Checking requires a $5.00 monthly maintenance fee. Stop in or call us today to enroll!
Below are recommended steps to remain vigilant against possible identity fraud:
- Check your bank statements. Review your statements carefully and repeatedly. Any purchases, large or small, should be verified as a purchase you made.
- Get Help. You are not responsible for fraudulent transactions on your account, but you need to notify us as soon as possible if you see any suspicious activity. In addition, if you are concerned about fraud beyond the transactions on your current account, you may have access to an Identity Theft Protection program that includes Fully Managed Identity Fraud Research, Remediation, and Recovery Services. We will submit your name to our Recovery Care Center and, within 24 business hours, you will be contacted by a Recovery Advocate who will investigate the situation and remediate any fraud on your behalf. Contact us with any questions.
- Take Action. If you suspect that your identity has been compromised, you can place a fraud alert on your credit file by calling any one of the three major credit reporting agencies shown below. A fraud alert is a notation on your credit file to warn credit issuers that there may be a problem. The credit issuer is asked to contact you at the telephone number that you supply to validate that you are the person applying for the credit. This is not the same as credit monitoring.
In accordance with the Fair Credit Reporting Act, it is permissible for consumers to request a free copy of their credit report once every 12 months from each of the three major credit reporting agencies (TransUnion, Experian and Equifax). To order a free credit report:
Online: www.annualcreditreport.com or by Telephone: 1.877.322.8228
We appreciate your trust in our financial institution. It is important to us to provide professional identity theft protection services for our Portland Local 8 Federal Credit Union Gold Checking accountholders for any identity theft incident that affects you and/or your family.
We had another great toy drive in 2014!!
This year there were 80 bikes, 40 scooters, 20 skateboards and 250 other toys donated. We want to thank all of our members that donated to the toy drive, this year your donations helped nearly 300 children receive a gift this year. This year all the
toys and bikes that were donated went to Presents for Partners, a group of volunteers that help union members and their families in need. Click the link to visit their Facebook page to see the volunteers and the children your donations helped this year. From everyone at Portland Local 8 Federal Credit Union we'd like to wish you a happy holiday season!