Fee Schedule
Fee Category | Fee Detail | Fee Amount |
---|---|---|
Share & Share Draft Fees | ||
Negative Account Fee | (Assessed daily when account is negative) | $5.00 |
Inactive Account Fee | (After 18 months of inactivity, assessed monthly) | $5.00 |
Deposit Return Item | $28.00 | |
Overdraft Protection Transfer | Automatic | $3.00 |
Stop Payment Fee | Valid for 6 months | $25.00 |
Non-Sufficient Funds | $19.00 | |
ACH/Draft Return | $19.00 | |
Gold Checking | (Assessed Monthly) | $5.00 |
Debit Card Replacement | $10.00 |
Wire Transfer Fees | ||
---|---|---|
Outgoing Wire Transfer | Domestic | $25.00 |
Incoming Wire Transfer | Incl. Western Union Transfers | $10.00 |
Visa Card Fees | ||
---|---|---|
Over limit Fee | $25.00 | |
Credit Card Replacement | (If Lost) | $5.00 |
Rush Replacement | $15.00 | |
Late Payment | $25.00 | |
Returned Payment | (If NSF or Account Closed) | $15.00 |
Cash Advance | $2.00 |
Loan Fees | ||
---|---|---|
Credit Report | $18.00 | |
Skip Payment | (Per Loan / Once per 6 Months) | $25.00 |
Tax & Vacation Lon Doc Prep | $125.00 | |
GAP (Guaranteed Asset Protection) | $449.00 - $649.00 | |
Loan Origination Fee | Per Credit Tier | "A" - Waived "B" - $50.00 "C", "D", and "E" $75.00 "HELOC" - $150.00 |
IRA Fees | ||
---|---|---|
Account Close Fee Annual | Closed for any reason | $10.00 |
Custodial Fee | Annually | $10.00 |
Miscellaneous Fees | ||
---|---|---|
Payment by Phone | (For Loans and VISA cards) | $3.00 |
Cashier’s Check | (Free for Union Gold Members & Seniors) | $2.00 |
Copy of Item/Statement | $2.50 | |
Coin Counter Fee | (Free for Union Gold members & Seniors) | 5% of total |
Account Research | Per Hour | $25.00 |
Legal Processing | (Including Garnishments, Tax Levies) | $15.00 |
Collection Item Processing | $8.50 | |
Foreign Item Processing | $5.00 | |
Check Cashing | Non-Members | $5.00 |
Returned Mail Escheatment | (Abandoned Account) | $25.00 |