Fee Schedule

Fee Category

Fee Detail

Fee Amount

SHARE & SHARE DRAFT FEES

   
Negative Account Fee                     Assessed daily when account is negative $5.00
Inactive Account Fee After 18 months of inactivity, assessed monthly $5.00
Insufficient Funds Deposit   $28.00
Overdraft Protection Transfer Automatic $3.00
Stop Payment Fee Valid for 6 months $25.00

 

WIRE TRANSFER FEES

                                                           
Outgoing Wire Transfer                   Domestic                                        $25.00
Incoming Wire Transfer Incl. Western Union Transfers $10.00

 

VISA DEBIT CARD FEES

                                            
Card Replacement Fee If Lost               $10.00
Non-Sufficient Funds Fee NSF $28.00

 

VISA CREDIT CARD FEES

                                                          
Over limit Fee             $25.00
Credit Card Replacement Fee If Lost $5.00
Rush Replacement Fee   $15.00
Late Payment Fee   $25.00
Returned Payment Fee If NSF or Account Closed    $25.00
Cash Advance Fee   $2.00

 

LOAN FEES

                                                                 
Credit Report Request Fee   $18.00
Skip Payment Per Loan / Once 6 Months                         $25.00
Loan Origination Fee   $75.00
Tax Loan & Vacation Document Preparation Fee   $125.00

 

IRA FEES

                                          
Account Close Fee Closed for any reason  $10.00
Annual Custodial Fee Annually $10.00

 

MISCELLANEOUS FEES

                                                                                     
Payment by Phone For For loans and VISA cards                  $3.00
Cashier’s Check Fee Free for Union Gold Members & Seniors $2.00
Copy of Item/Statement Fee   $2.50
Coin Counter Fee Free for Minors, Seniors, Gold 5.00% of total
Account Research Fee Per Hour $25.00
Legal Processing Fee Including Garnishments, Tax Levy $15.00
Collection Item Processing Fee   $25.00
Foreign Item Processing Fee   $8.50
Check Cashing Fee Non-Members $5.00
Returned Mail Fee Assessed Monthly $5.00
Escheatment Fee Abandoned Account $25.00