Fee Schedule

Fee Category

Fee Detail

Fee Amount

SHARE & SHARE DRAFT FEES

   
Negative Account Fee (Assessed daily when account is negative) $5.00
Inactive Account Fee (After 18 months of inactivity, assessed monthly) $5.00
Deposit Return Item   $28.00
Overdraft Protection Transfer Automatic $3.00
Stop Payment Fee Valid for 6 months $25.00
Non-Sufficient Funds   $28.00
ACH/Draft Return   $28.00
Gold Checking (Assessed Monthly) $5.00
Debit Card Replacement   $10.00

 

WIRE TRANSFER FEES

   
Outgoing Wire Transfer Domestic $25.00
Incoming Wire Transfer Incl. Western Union Transfers $10.00

 

VISA CARD FEES

   
Over limit Fee   $25.00
Credit Card Replacement (If Lost) $5.00
Rush Replacement   $15.00
Late Payment   $25.00
Returned Payment (If NSF or Account Closed) $15.00
Cash Advance   $2.00

 

LOAN FEES

   
Credit Report   $18.00
Skip Payment (Per Loan / Once per 6 Months) $25.00
Tax & Vacation Lon Doc Prep   $125.00
GAP (Guaranteed Asset Protection)   $449.00 - $649.00
CARFAX   $25.00
Loan Origination Fee Per Credit Tier "A" - Waived
"B" - $50.00
"C", "D", and "E" $75.00
"HELOC" - $150.00

 

IRA FEES

   
Account Close Fee Annual Closed for any reason $10.00
Custodial Fee Annually $10.00

 

MISCELLANEOUS FEES

   
Payment by Phone (For Loans and VISA cards) $3.00
Cashier’s Check (Free for Union Gold Members & Seniors) $2.00
Copy of Item/Statement   $2.50
Coin Counter Fee (Free for Union Gold members & Seniors) %5 of total
Account Research Per Hour $25.00
Legal Processing (Including Garnishments, Tax Levies) $15.00
Collection Item Processing   $8.50
Foreign Item Processing   $5.00
Check Cashing Non-Members $5.00
Returned Mail Escheatment (Abandoned Account) $25.00